Understanding the 4-Point Inspection: What Florida Homebuyers and Homeowners Need to Know
When buying or owning a home in South Florida, you’ll likely encounter the term 4-point inspection—especially if your home is older or you're securing homeowners insurance. But what exactly does a 4-point inspection cover, and why is it so important?
A 4-point inspection focuses on four critical systems: Roof, Electrical, Plumbing, and HVAC. Insurance companies use this report to assess the condition and potential risk of these systems before issuing or renewing a policy.
Here’s what South Florida buyers and homeowners should know:
Roof: Inspectors check for age, type, and any signs of leaks or damage. In hurricane-prone areas like Palm Beach and Broward, roof integrity is key.
Electrical: Outdated panels, exposed wiring, and older systems like knob-and-tube can be red flags.
Plumbing: Inspectors look for old materials like cast iron or polybutylene, leaks, or signs of corrosion.
HVAC: A working heating and cooling system is essential in South Florida’s climate.
Why It Matters for You
If you’re a first-time homebuyer, understanding what a 4-point inspection covers can prevent costly surprises. For renters transitioning to ownership or those moving from other states, it’s a key step in securing insurance. If you're downsizing into a condo, your unit may still require an inspection depending on the age of the building. And for current homeowners, a 4-point may be needed during a policy renewal or insurance shopping.
Sellers preparing to list their homes can also benefit—addressing potential issues upfront makes your home more attractive to buyers and reduces the chance of deal-breaking insurance issues later.
Call to Action:
Need a 4-point inspection in South Florida? Trust the experts at Home Scan Inspections. We know what local insurance companies look for—and we’ll help you be ready.
📞 Call 561-320-1970
📧 Email homescanfl@gmail.com
Book today and protect your investment the smart way.
